{"id":65936,"date":"2022-10-24T13:08:06","date_gmt":"2022-10-24T18:08:06","guid":{"rendered":"https:\/\/santafevalores.com\/?p=65936"},"modified":"2022-10-24T13:08:06","modified_gmt":"2022-10-24T18:08:06","slug":"que-es-la-alfabetizacion-financiera","status":"publish","type":"post","link":"https:\/\/www.santafevalores.com\/index.php\/2022\/10\/24\/que-es-la-alfabetizacion-financiera\/","title":{"rendered":"\u00bfQu\u00e9 es la alfabetizaci\u00f3n financiera?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"65936\" class=\"elementor elementor-65936\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-461810b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"461810b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f0dd65d\" data-id=\"f0dd65d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-384e5c5 elementor-widget elementor-widget-image\" data-id=\"384e5c5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"526\" src=\"https:\/\/www.santafevalores.com\/wp-content\/uploads\/2022\/10\/mainImage-0-1024x526.jpg\" class=\"attachment-large size-large wp-image-65938\" alt=\"\" srcset=\"https:\/\/www.santafevalores.com\/wp-content\/uploads\/2022\/10\/mainImage-0-1024x526.jpg 1024w, https:\/\/www.santafevalores.com\/wp-content\/uploads\/2022\/10\/mainImage-0-300x154.jpg 300w, https:\/\/www.santafevalores.com\/wp-content\/uploads\/2022\/10\/mainImage-0-768x394.jpg 768w, https:\/\/www.santafevalores.com\/wp-content\/uploads\/2022\/10\/mainImage-0.jpg 1130w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d6ea055 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d6ea055\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7b4fb6f\" data-id=\"7b4fb6f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5c5f80c elementor-widget elementor-widget-text-editor\" data-id=\"5c5f80c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u00bfDeber\u00eda ser una materia obligatoria en las escuelas? Teniendo en cuenta que no es solo tener conocimientos financieros sino ense\u00f1arle a tomar mejores decisiones monetarias.<\/p><p>Para la OCDE la alfabetizaci\u00f3n financiera no es solo tener conocimientos financieros. Incluye tambi\u00e9n poseer las capacidades, aptitudes, habilidades, comportamientos y racionalidad que permitan tomar decisiones acertadas para el bienestar financiero individual. Varias encuestas de alfabetizaci\u00f3n financiera llevadas a cabo a nivel mundial (Klapper, 2012; Lusardi, 2015) ponen de relieve la necesidad de <b>mejorar los niveles de educaci\u00f3n en materia financiera<\/b>, tanto en la poblaci\u00f3n joven como en la adulta. La OCDE lleva a\u00f1os alertando de la falta de cultura financiera, principalmente en pa\u00edses como Espa\u00f1a, donde los estudios demuestran que el nivel de conocimiento financiero se encuentra por debajo la media.<br \/><b>Comida y dinero<\/b><br \/>Hay dos bienes con los que los humanos nos relacionamos cada d\u00eda: la comida y el dinero. Nos educan y nos ense\u00f1an para saber c\u00f3mo debe ser una dieta sana y equilibrada, pero parece ser que hay carencias en la educaci\u00f3n en finanzas. Cada vez se ahorra menos y un elevado porcentaje de la poblaci\u00f3n solo se preocupa por lo que debe pagar hoy, sin tener en cuenta una planificaci\u00f3n financiera a medio y largo plazo. Generalmente, la manera de entender y de relacionarse con el dinero se aprende a lo largo de la vida fij\u00e1ndose en el ejemplo de figuras clave, que pueden ser padres, profesores u otras personas de referencia.<br \/>Por eso la educaci\u00f3n financiera debe comenzar en la familia, continuar en la escuela e ir m\u00e1s all\u00e1, incluso en los estudios superiores, porque la relaci\u00f3n con el dinero no acaba nunca. As\u00ed como se ense\u00f1a a reciclar o a tener una buena alimentaci\u00f3n, tambi\u00e9n se deber\u00eda aprender a valorar el dinero, a c\u00f3mo ahorrar y c\u00f3mo invertir.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-89a2dfc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"89a2dfc\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1bff768\" data-id=\"1bff768\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-33db354 elementor-headline--style-highlight elementor-widget elementor-widget-animated-headline\" data-id=\"33db354\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;highlighted_text&quot;:&quot;reporta Selecciones&quot;,&quot;headline_style&quot;:&quot;highlight&quot;,&quot;marker&quot;:&quot;circle&quot;,&quot;loop&quot;:&quot;yes&quot;,&quot;highlight_animation_duration&quot;:1200,&quot;highlight_iteration_delay&quot;:8000}\" data-widget_type=\"animated-headline.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.selecciones.com.ar\/vida-cotidiana\/consejos-utiles\/que-es-la-alfabetizacion-financiera\" target=\"_blank\">\n\n\t\t\t\t\t<p class=\"elementor-headline\">\n\t\t\t\t\t<span class=\"elementor-headline-plain-text elementor-headline-text-wrapper\">Fuente:<\/span>\n\t\t\t\t<span class=\"elementor-headline-dynamic-wrapper elementor-headline-text-wrapper\">\n\t\t\t\t\t<span class=\"elementor-headline-dynamic-text elementor-headline-text-active\">reporta Selecciones<\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<\/p>\n\t\t<\/a>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\u00bfDeber\u00eda ser una materia obligatoria en las escuelas? Teniendo en cuenta que no es solo tener conocimientos financieros sino ense\u00f1arle a tomar mejores decisiones monetarias. Para la OCDE la alfabetizaci\u00f3n financiera no es solo tener conocimientos financieros. Incluye tambi\u00e9n poseer las capacidades, aptitudes, habilidades, comportamientos y racionalidad que permitan tomar decisiones acertadas para el bienestar&hellip;<\/p>\n","protected":false},"author":1,"featured_media":65938,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","_joinchat":[],"footnotes":""},"categories":[4],"tags":[],"class_list":["post-65936","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sin-categoria"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u00bfQu\u00e9 es la alfabetizaci\u00f3n financiera? - Santa Fe Casa de Valores S.A.<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.santafevalores.com\/index.php\/2022\/10\/24\/que-es-la-alfabetizacion-financiera\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u00bfQu\u00e9 es la alfabetizaci\u00f3n financiera? - Santa Fe Casa de Valores S.A.\" \/>\n<meta property=\"og:description\" content=\"\u00bfDeber\u00eda ser una materia obligatoria en las escuelas? 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